Harris Dermatology is dedicated to detecting, treating, and preventing skin cancer, with board-certified dermatologists, the Harris brothers, providing expert care in Fort Myers and Naples, FL. The practice offers a patient-centered experience in state-of-the-art facilities, ensuring the highest standard of dermatologic care.
Understanding Your Deductible and Coverage
Your annual deductible is the amount you pay out-of-pocket for medical expenses before insurance starts covering a more significant portion of your costs. Once you meet this deductible, your insurance may cover 80%, 90%, or even 100% of subsequent services, depending on your specific plan. This makes it a great time to address any skin health concerns you’ve been putting off, such as getting a professional skin exam.
Does Meeting My Deductible Make My Skin Exam Free?
Meeting your deductible means that your out-of-pocket costs will be reduced or eliminated for many services. However, this doesn’t necessarily make a skin exam “free.” Most insurance companies cover routine skin exams when deemed medically necessary, but policies vary.
Typically, if you’re at risk for skin conditions (like skin cancer) or have a history of skin issues, your insurance may cover the cost in full. Always check with your insurance provider or dermatologist to understand your benefits and coverage.
Benefits of Scheduling Your Skin Exam Now
Skin exams are a critical component of preventative care. Detecting skin issues early is essential to preventing them from developing into more serious conditions, including skin cancer. When you’ve met your deductible, scheduling a skin exam can be an affordable way to prioritize your skin health and get peace of mind.
Schedule Your Skin Exam Before Year End in Naples, FL
Our team is here to help you understand your insurance benefits and maximize your coverage. Taking advantage of your insurance now can ensure your skin stays healthy well into the new year. For questions about insurance or to book an appointment, call us in Naples at 239-596-1848 or Fort Myers at 239-936-3344 today!